First time buyers

Your home may be repossessed if you do not keep up repayments on your mortgage.

We derive immense satisfaction from assisting potential purchasers and seeing them happily installed in a new home. We are fully committed to helping busy people find the most suitable mortgages for their specific needs.

As a first time buyer, it is vital to shop around for the right mortgage. Mortgage products have been designed to meet a wide range of different needs including self-employed people, single people, and cater for a wide variety of income levels and differing sizes of deposit. There are numerous conditions, criteria and industry jargon to understand, including repayment terms and interest conditions.

Our mortgage advice and recommendation service is personal and friendly and we can visit you at home or at work. Firstly, we listen to you to understand your needs. Then we search the market and speak to our contacts before presenting you with a selected range of mortgage products that meet your requirements. We pride ourselves on making the mortgage process as simple as possible and offer a face-to-face service, if required.

We know it is important for you to understand the intricacies of each mortgage and its terms and conditions so we take the time to explain these to you. Together, we make a decision about the most suitable product for you and your individual circumstances.

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